Payments

1. Once you add all the products to the shopping bag that you wish to buy, you will see 'Coupons' section on the same page. 

2. Select the coupon code. 

3. Once the coupon is applied, the discount will be shown on the bottom of the same page under 'Price Details'. 

4. You can then proceed to checkout and pay the remaining amount using any other form of payment. 

Note: Only one coupon code can be used on a single order.

If you choose to cancel an order after applying a coupon code, it would not be usable for a later purchase depending on the conditions of coupon. 

In case of suspected misuse of coupons, Korikart reserves the right to cancel orders.

1. You need to be a registered Korikart customer to earn and spend using reward points. 

2. Once you add all the products to your shopping bag, you will see the available reward points on the 'Shopping Bag' 

3. Click on 'Apply' button to use the reward points in the order and proceed by clicking ' Checkout' 

4. If you do not have enough Reward Points, you can pay the remaining amount using any other form of payment. 

Note: 

Refer to our Reward Program section to learn more about it.

Korikart offers you multiple ways to pay securely. These include: 

1. Debit and Credit Cards 
2. Net banking 
3. Cash on Delivery 
4. Digital Wallets
5. EMI 
6. UPI 

A: We use the 3D Secure payment gateway for card payments and the Razorpay payment gateway. These are industry-standard secure payment methods so that we can ensure that all your online transactions at Korikart are processed in an extremely secure environment.
 

• The Razorpay payment gateway is one of the largest consumer payment processors. 
• It is a state-of the-art payment gateway that protects your account details when you shop on Korikart by encrypting sensitive information like your card number. 
• It is VeriSign Secured and validated by Payment Card Industry compliant Control Code.

If you are uncomfortable making online payment, please use our Cash on Delivery (COD) facility.

This facility allows you to pay your invoice amount in cash at the time of delivery at your doorstep. Kindly select Cash on Delivery at the payment page.

Kindly note:

1. You can only make COD payments in Indian Rupees. Currently, we do not accept foreign currency or demand drafts

2. COD is available for all pincodes in India. On the product page, kindly check your pincode under 'Delivery Options' if the COD facility is available for your delivery address

3. The COD facility is  available for orders.

A: The 3D Secure password is an additional password that you will be asked to enter after entering your card details on the payment page. 

You will be redirected to your individual bank’s page where you'll have to enter the Verified by Visa password for Visa cards or SecureCode password for MasterCard cards. Your card-issuing bank will give this password to you and you should have this password prior to shopping on Korikart. 

Note: 3-D secure password has been made mandatory by the Reserve Bank of India to ensure safer online shopping. This will add an additional layer of security and thus, prevent misuse of a lost or stolen card, as the user will be unable to proceed unless they enter the password associated with your card, created by yourself and known only to you.

A: Our trusted online payment partners monitor transactions continuously for suspicious activity and flag potentially fraudulent transactions for manual verification by our team: 

1. When our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents. 

2. The ID documents help us ensure that the purchases were indeed made by a genuine card holder.

EMI option is supported by following banks currently:  
HDFC Credit Cards
ICICI Bank
Axis Bank
RBL Bank
Kotak Mahindra Ban
Indusind Bank
HSBC Credit Cards
Standard Chartered Bank
Yes Bank
BOBCARD
Federal Bank
OneCard
IDFC First Bank
Interest rate charges depend on the bank and will be visible on payment page. 

Please follow the below steps for order to use EMI option for payment: 

Click on 'Checkout' 
Click on 'Other Payment Methods'
Select 'EMI' 
Click on 'View Plans' to see the interest rates

A: EMI option is available orders for showing at payment page in EMI option. You will see the EMI option on the payment page of the qualifying order with the interest rates charged by banks.

A:No,Korikart Reward Points has no expiry.

A:Korikart Wallet balance can't be used outside Korikart. It can only be used on Korikart website to purchase products.

A:Korikart Wallet balance can be used with other payment modes to place the order.

A:You cannot withdraw balance from your Korikart Wallet to your bank account. It can only be used to purchase products at Korikart.

Korikart Wallet provides several benefits:  

Quick Refunds: Get refunds within 48 hours of cancellation/returns 

A:Korikart Rewards store the balance that you received as *Reward Points* against orders.

A: You have to activate your card for International Purchase from the Net Banking and We will deliver your product PAN India.